Williamson County & Middle Tennessee Real Estate

Just Listed • Just Sold • Just Jeffers  

Mortgage Trends

 

 

Basic Foreclosure/Short Sale Information
You Should Know



How Much Can You Afford?

 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.
 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


©2008-2011 SueJeffers.com

Sue Jeffers, SRES
Seniors Real Estate Specialist


Sue Jeffers
Seniors Real Estate Specialist (SRES), REALTOR®
Direct: 615-977-8744
Residential - Commercial - Land

Benchmark Realty LLC
7127 Crossroads Blvd., Suite 102,
Brentwood, TN 37027
615-371-1544

Contact Sue Online! Contact Sue Online

 
Equal Housing Opportunity
Member of the Middle Tennessee Regional Multiple Listing Service (MLS®)
Member of the Williamson County Association of Realtors®

REALTOR® -- A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.  Inquiries regarding the Code of Ethics should be directed to the Board in which a REALTOR® holds membership.

 

Real Estate ABCReal Estate Best Results-Net.ComTotal Real Estate Solutions 

 

 

 

Point2 website customization | nancy golliday

 


Sign In



Real Estate Marketing & Listing Syndication By Point2
Search Homes for Sale With Point2